Arborgold Payments Funding Settlement Timelines

Settlement Overview

When you begin processing with Arborgold Payments, ACH transactions will initially settle on a five-business-day schedule (T+5). This temporary timing is part of our standard risk-management process and does not affect card payments, which continue to settle in two business days (T+2). After your first 30 days of processing, our system will automatically review your account. If your activity meets the required criteria, ACH settlement may be accelerated to T+2 to match your card funding schedule.